7097 7th Street, Surf City, NC 28445 (MLS# 100610782)

Listed by Savannah L Holman, SERHANT.

7097 7th Street, Surf City, NC 28445

New Listing

$1,250,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,740 Lot Size (sq. ft.): 7,841 Status: Active

Current Price: $1,250,000 List Date: 10/16/2026 Last Modified: 10/16/2026

Overview

Description

Experience waterfront coastal living in this beautifully maintained four-bedroom, three-bath Surf City home, where a deep-water canal, private boat slip, and backyard boat lift offer easy access to the Intracoastal Waterway–all just a short walk from Topsail's beautiful beach. The open living and dining areas create an inviting setting for gathering, complemented by a recently updated kitchen featuring leathered granite countertops, updated cabinetry, stainless steel appliances, and a generous island. Just off the kitchen, a light-filled sunroom offers a peaceful retreat or inspiring home office, with beautiful water views to enjoy from sunrise to sunset. A recently updated primary bath adds a fresh, refined touch. Outdoor living unfolds across multiple spaces designed for entertaining and unwinding. A deck connects the living room and sunroom to the coastal surroundings, inviting you to linger over morning coffee and watch the wildlife along the canal. Below, a covered patio wi … (Read more)

Listing Details MLS# 100610782

Contract Info

Sub-Type: Single Family Residence
Construction Type: Stick Built
Delayed Marketing?: No
Marketing Start Date: 2026-10-16
Listing Price: 1250000
List Price/SqFt: 718.39
Stipulation of Sale: Standard

Location Information

Street #: 7097
Street Name: 7th
Street Suffix: Street
County: Onslow
State/Province: NC
Zip Code: 28445
City Limits: Yes
Subdivision: Old Settlers Beach
Secondary Subdivision: N/A

Remarks and Showing

Directions to Property: Go over bridge. At traffic circle take exit for New River Drive. Turn left onto 7th Street. Home on the left on the canal.
Sign on Property: Yes

Property Exterior Info

New Construction: No
Property Attached YN: No
Accessory Dwelling Unit YN: No
Lot Acres: 0.18
Lot SqFt: 7841
Lot Dimensions: 55x142x55x142
Waterfront: Yes
Waterview: Yes
Horses Y/N: No
Location Type: Island

Property Interior Info

SqFt – Heated (Primary): 1740
Total SqFt – Heated (Primary + Separate): 1740
# Rooms: 3
# Baths – Full: 3
# Baths – Total: 3
# Bedrooms: 3
Master Bedroom Level: Primary Living Area
Stories Total: 2
Fireplace Y/N: No
# Baths – Half: 0

Legal Taxes

Year Built: 1999

More Information

Entry Level Information

Entry Level: 2

Current Service Providers

Internet Service Provider(s): Spectrum
Sewer Provider: Surf City
Trash Provider: Surf City
Water Provider: Surf City

Legal & Taxes

Tax Assessed Value: 1023943
Total Real Estate Property Taxes: 11570.56
Deed Book: 6494
Deed Page: 923
Legal: L41 S4 B38 Old Settlers Beach Bldf Not Sketched
Broker Owner: No
PID: 001075
Tax Identifier: 802-44
Plat Book: 11
Plat Page: 3
Lot #: 41
Special Assessments: none
Tax Year: 2026
Zoning: MHS
HOA: No
Cobra Zone: Yes
Federal Flood Ins Avlbl: Yes
School District: Onslow
Elementary School: Coastal
Middle School: Dixon
High School: Dixon

Garage & Parking

Attached Garage Spaces: 3
Detached Garage Spaces: 0
Total # Garage Spaces: 3
Total Carport Spaces: 0

Parking Features

Tandem: Yes
Attached: Yes
Concrete: Yes
Garage Door Opener: Yes
Garage Faces Front: Yes
On Site: Yes
Paved: Yes
Storage: Yes

HOA and Neigh Amenities

No Amenities: Yes

Attic

None: Yes

Basement

None: Yes

Frontage Type

Canal Front: Yes

View Type

Canal: Yes
ICW View: Yes
Ocean: Yes

Construction

Wood Frame: Yes

Lot Water Features

Boat Slip: Yes
Boat Dock: Yes
Boat Lift: Yes
Bulkhead: Yes
Deeded Water Access: Yes
Deeded Water Rights: Yes
Deeded Waterfront: Yes
Navigable Water: Yes
Pier: Yes
Water Depth 4+: Yes

Exterior Features

Gas Grill: Yes
Irrigation System: Yes
Outdoor Shower: Yes
Thermal Doors: Yes

Exterior Finish

Vinyl Siding: Yes

Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA Loan: Yes

Fencing

Invisible: Yes

Foundation

Pilings: Yes

Flooring

Tile: Yes

Patio and Porch Features

Covered: Yes
Deck: Yes
Open: Yes
Patio: Yes

Green Bldg Features

LED Lighting: Yes

Roof

Metal: Yes

Levels

Two: Yes

Road Type/Frontage

Maintained: Yes
Paved: Yes
Public (City/Cty/St): Yes

Trash Collection

City Pick-UP: Yes

Cooling

Ceiling Fan(s): Yes
Heat Pump: Yes
Zoned: Yes

Heated SqFt

1600 – 1799: Yes

Heating

Forced Air: Yes
Heat Pump: Yes
Zoned: Yes

Heating System Fuel Source

Electric: Yes

Water Heater

Electric: Yes

Utilities

Sewer Available: Yes
Water Available: Yes

Sewer

Municipal Sewer: Yes

Water Source

Municipal Water: Yes

Appliances/Equip

Built-In Microwave: Yes
Dishwasher: Yes
Electric Oven: Yes
Refrigerator: Yes

Interior Features

Blinds/Shades: Yes
Ceiling Fan(s): Yes
Furnished: Yes
High Ceilings: Yes
Kitchen Island: Yes
Reversed Floor Plan: Yes
Solid Surface: Yes
Walk-in Shower: Yes
Walk-In Closet(s): Yes
WiFi Thermostat: Yes

Laundry Features

Hookup – Dryer: Yes
Hookup – Washer: Yes
In Hall: Yes

Dining Room Type

Combination: Yes

Rooms

Bedroom 2: Yes
Bedroom 3: Yes
Bedroom 4: Yes
Dining Room: Yes
Kitchen: Yes
Living Room: Yes
Master Bedroom: Yes
Office: Yes
Other: Yes

Property Features

Frontage Type: Canal Front View Type: Canal; ICW View; Ocean Attic: None Basement: None Construction: Wood Frame Exterior Features: Gas Grill; Irrigation System; Outdoor Shower; Thermal Doors Exterior Finish: Vinyl Siding Fencing: Invisible Foundation: Pilings Green Bldg Features: LED Lighting Parking Features: Attached; Concrete; Garage Door Opener; Garage Faces Front; On Site; Paved; Storage; Tandem Patio and Porch Features: Covered; Deck; Open; Patio Roof: Metal Levels: Two Trash Collection: City Pick-UP Lot Water Features: Boat Dock; Boat Lift; Bulkhead; Deeded Water Access; Deeded Water Rights; Deeded Waterfront; Navigable Water; Pier; Water Depth 4+ Cooling: Ceiling Fan(s); Heat Pump; Zoned Heating: Forced Air; Heat Pump; Zoned Heating System Fuel Source: Electric Water Heater: Electric Utilities: Sewer Available; Water Available Sewer: Municipal Sewer Water Source: Municipal Water Flooring: Tile Interior Features: Blinds/Shades; Ceiling Fan(s); Furnished; High Ceilings; Kitchen Island; Reversed Floor Plan; Solid Surface; Walk-in Shower; Walk-In Closet(s); WiFi Thermostat Laundry Features: Hookup – Dryer; Hookup – Washer; In Hall Heated SqFt: 1600 – 1799 Dining Room Type: Combination HOA and Neigh Amenities: No Amenities Rooms: Bedroom 2; Bedroom 3; Bedroom 4; Dining Room; Kitchen; Living Room; Master Bedroom; Office; Other Terms: Cash; Conventional; FHA; VA Loan

Room Information

Room Name	Length	Width	Level	Remarks
Master Bedroom	11.30	15.70	Second
Bedroom 2	9.11	15.70	Second
Bedroom 3	11.11	10.10	Second
Bedroom 4	11.60	11.70	Second
Living Room	17.10	15.90	Second
Dining Room	9.20	15.11	Second
Kitchen	12.60	15.11	Second
Office	9.60	14.90	Second
Other	9.10	16.10	Second	Covered Deck

IDX

Listing Office: SERHANT

Last Updated: October – 16 – 2026

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