4069 4th Street, Surf City, NC 28445 (MLS# 100604496)

Listed by Sandy C Ledbetter, Intracoastal Realty Corporation.

4069 4th Street, Surf City, NC 28445

$865,000

4th St neighborhood known for its celebrations

solid counters and tile backsplash in kitchen

double vanity bath in private master suite

Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 1,676 Lot Size (sq. ft.): 7,841 Status: Pending with Showings

Current Price: $865,000 List Date: 9/18/2026 Last Modified: 9/22/2026

Overview

Description

Classic Canal Cottage, outstanding waterfront amenities, significant price improvement… seller says ''I'm ready for this to be sold''. 4 bedrooms, 4 baths, upgraded with LVP flooring throughout, with fenced yard for privacy, kids, or pets. On the main living level: Three bedrooms, one with full bath in the hall, a secondary master suite with updated master bath plus an additional private owners retreat with a 'flex' room for office, nursery or private owners den. A large master bath with double vanity and extra large walk in closet along with an upstairs laundry area completes the owner retreat. Ground level has a two car garage with automatic openers, a large open space that could double as a game/rec room or canal party room, popular in the canal neighborhoods, a full bath, a potential bedroom and kitchen area plus laundry area with hookups, so the possibilities are endless for this space. The outside living space is what the canals are all about. Block concrete patios scat … (Read more)

Listing Details MLS# 100604496

Contract Info

Sub-Type: Single Family Residence
Construction Type: Stick Built
Delayed Marketing?: No
Marketing Start Date: 2026-09-18
Listing Price: 865000
List Price/SqFt: 370.29
Stipulation of Sale: Standard

Location Information

Street #: 4069
Street Name: 4th
Street Suffix: Street
County: Onslow
State/Province: NC
Zip Code: 28445
City Limits: Yes
Marketing City: Surf City
Subdivision: Old Settlers Beach
Secondary Subdivision: N/A

Remarks and Showing

Directions to Property: Over Surf City Bridge to second exit on roundabout for hwy 210N (N New River Dr.) Approx. 3 miles to 4th St. on the left, follow to canal and down 4th.. House on left half way down the canal.
Sign on Property: Yes

Property Exterior Info

New Construction: No
Lot Acres: 0.18
Lot SqFt: 7841
Lot Dimensions: 55 X 140
Waterfront: Yes
Waterview: Yes
Horses Y/N: No
Location Type: Island

Property Interior Info

SqFt – Heated (Primary): 1676
SqFt – Heated Separate: 660
Total SqFt – Heated (Primary + Separate): 2336
# Rooms: 7
# Baths – Full: 4
# Baths – Total: 4
# Bedrooms: 5
Master Bedroom Level: Primary Living Area
Stories Total: 2
Fireplace Y/N: No
# Baths – Half: 0

Legal Taxes

Year Built: 1986

More Information

Status Change Info

Under Contract Date: 2026-09-20

Boat Slip

Mean High Water Depth: 4

Entry Level Information

Entry Level: 2

Current Service Providers

Electric Provider: Jones-Onslow EMC
Sewer Provider: Surf City
Trash Provider: Surf City
Water Provider: Surf City

HOA and Neigh Amenities

Club Membership: None Selected
No Amenities: Yes

Rooms

Bedroom 1 Level: First
Bedroom 2 Level: First
Bedroom 4 Level: First
Dining Room Level: First
Kitchen Level: First
Living Room Level: First
Master Bedroom Level: First
Bedroom 1: Yes
Bedroom 2: Yes
Bedroom 4: Yes
Dining Room: Yes
Kitchen: Yes
Living Room: Yes
Master Bedroom: Yes

Legal & Taxes

Tax Assessed Value: 995170
Total Real Estate Property Taxes: 11245.42
Deed Book: 4349
Deed Page: 784
Legal: L 28 Old Settlers Beach Section 3
Broker Owner: No
PID: 4245-07-6725-45
Tax Identifier: 800-75
Plat Book: 11
Plat Page: 32
Lot #: 28
Special Assessments: none
Tax Year: 2026
Zoning: MHS
HOA: No
Cobra Zone: No
Federal Flood Ins Avlbl: Yes
School District: Onslow
Elementary School: Dixon
Elementary School 2: Dixon
Middle School: Dixon
Middle School 2: Dixon
High School: Dixon

Showing Instructions

Showing Service: Yes

Garage & Parking

Attached Garage Spaces: 2
Detached Garage Spaces: 0
Total # Garage Spaces: 2
Underhouse Spaces: 2
Attached Carport Spaces: 0
Total Carport Spaces: 0
RV/Boat Spaces: 1

Parking Features

Concrete: Yes
Garage Door Opener: Yes
Garage Faces Front: Yes
Paved: Yes

Frontage Type

Canal Front: Yes

Handicap Accessible

None: Yes

View Type

Canal: Yes
Sound View: Yes
Water: Yes

Construction

Wood Frame: Yes

Lot Water Features

Boat Slip: Yes
Boat Lift: Yes
Bulkhead: Yes
Pier: Yes
Water Depth 4+: Yes

Exterior Features

Outdoor Shower: Yes
Other: Yes

Exterior Finish

Vinyl Siding: Yes

Terms

Cash: Yes
Conventional: Yes
USDA Loan: Yes
VA Loan: Yes

Fencing

Back Yard: Yes
Metal/Ornamental: Yes

Foundation

Pilings: Yes
Slab: Yes

Flooring

Carpet: Yes
LVT/LVP: Yes
Vinyl: Yes

Patio and Porch Features

Balcony: Yes
Covered: Yes
Deck: Yes
Open: Yes
Patio: Yes
Porch: Yes

Green Bldg Certify

None: Yes

Green Bldg Features

None: Yes

Pool Features

None: Yes

Roof

Architectural Shingle: Yes

Levels

Two: Yes

Road Type/Frontage

Paved: Yes
Public (City/Cty/St): Yes

Trash Collection

City Pick-UP: Yes

Cooling

Central Air: Yes
Heat Pump: Yes

Other Structures

Covered Area: Yes
Shed(s): Yes
Storage: Yes
Workshop: Yes

Heated SqFt

1600 – 1799: Yes

Heating

Heat Pump: Yes

Heating System Fuel Source

Electric: Yes

Water Heater

Electric: Yes

Utilities

Sewer Connected: Yes
Water Connected: Yes

Sewer

Municipal Sewer: Yes

Water Source

Municipal Water: Yes

Appliances/Equip

Built-In Microwave: Yes
Electric Oven: Yes

Interior Features

Blinds/Shades: Yes
Ceiling Fan(s): Yes
Eat-in Kitchen: Yes
Solid Surface: Yes
Vaulted Ceiling(s): Yes
Walk-in Shower: Yes
Walk-In Closet(s): Yes

Laundry Features

Hookup – Dryer: Yes
Hookup – Washer: Yes
Laundry Closet: Yes
Laundry Room: Yes

Dining Room Type

Combination: Yes
Kitchen: Yes

Property Features

Showing Instructions: Showing Service Frontage Type: Canal Front Handicap Accessible: None View Type: Canal; Sound View; Water Construction: Wood Frame Exterior Features: Outdoor Shower; Other Exterior Finish: Vinyl Siding Fencing: Back Yard; Metal/Ornamental Foundation: Pilings; Slab Green Bldg Certify: None Green Bldg Features: None Parking Features: Concrete; Garage Door Opener; Garage Faces Front; Paved Patio and Porch Features: Balcony; Covered; Deck; Open; Patio; Porch Pool Features: None Roof: Architectural Shingle Levels: Two Trash Collection: City Pick-UP Lot Water Features: Boat Lift; Bulkhead; Pier; Water Depth 4+ Cooling: Central Air; Heat Pump Heating: Heat Pump Heating System Fuel Source: Electric Water Heater: Electric Utilities: Sewer Connected; Water Connected Sewer: Municipal Sewer Water Source: Municipal Water Flooring: Carpet; LVT/LVP; Vinyl Interior Features: Blinds/Shades; Ceiling Fan(s); Eat-in Kitchen; Solid Surface; Vaulted Ceiling(s); Walk-in Shower; Walk-In Closet(s) Laundry Features: Hookup – Dryer; Hookup – Washer; Laundry Closet; Laundry Room Heated SqFt: 1600 – 1799 Dining Room Type: Combination; Kitchen Other Structures: Covered Area; Shed(s); Storage; Workshop HOA and Neigh Amenities: No Amenities Rooms: Bedroom 1; Bedroom 2; Bedroom 4; Dining Room; Kitchen; Living Room; Master Bedroom Terms: Cash; Conventional; USDA Loan; VA Loan

Room Information

Room Name	Length	Width	Level
Master Bedroom	24.00	15.70	First
Bedroom 1	11.00	10.00	First
Bedroom 2	12.00	10.00	First
Dining Room	9.00	10.00	First
Living Room	15.00	14.00	First
Kitchen	9.00	10.00	First
Bedroom 4	6.70	10.70	First

IDX

Listing Office: Intracoastal Realty Corporation

Last Updated: September – 22 – 2026

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