2604 S Shore Drive, Surf City, NC 28445 (MLS# 100576884)

Listed by Sarah Steinhaus, eXp Realty.

2604 S Shore Drive, Surf City, NC 28445

$1,750,000

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,680 Lot Size (sq. ft.): 9,148 Status: Pending

Current Price: $1,750,000 List Date: 5/27/2026 Last Modified: 9/12/2026

Overview

Description

Seller is offering a $25,000 ''use as you choose'' credit with an acceptable offer! Perfect for upgrades, improvements or closing costs! Deeded beach and intracoastal access! A rare find! Welcome to this one-of-a-kind oceanfront, single owner home in Surf City! This home has been thoughtfully and intentionally designed in every detail by it's owner-a renowned architect-with no detail missed in this extraordinary home. The sought after Channelbend neighborhood provides both deeded beach access and intracoastal access with a private boat ramp and boat dock, giving the best of both worlds in beach living. Upon crossing the threshold, you're greeted with a private courtyard: expertly landscaped with a pergola and a great place to enjoy a cup of coffee or a private moment. The property features direct beach access from the front and rear of the property, with a new walkway and access installed in 2026. An engineered retaining wall has been built underneath the home to keep everything … (Read more) Seller is offering a $25,000 ”use as you choose” credit with an acceptable offer! Perfect for upgrades, improvements or closing costs! Deeded beach and intracoastal access! A rare find! Welcome to this one-of-a-kind oceanfront, single owner home in Surf City! This home has been thoughtfully and intentionally designed in every detail by it’s owner-a renowned architect-with no detail missed in this extraordinary home. The sought after Channelbend neighborhood provides both deeded beach access and intracoastal access with a private boat ramp and boat dock, giving the best of both worlds in beach living. Upon crossing the threshold, you’re greeted with a private courtyard: expertly landscaped with a pergola and a great place to enjoy a cup of coffee or a private moment. The property features direct beach access from the front and rear of the property, with a new walkway and access installed in 2026. An engineered retaining wall has been built underneath the home to keep everything in it’s place and provide extra space on the exterior of the home. The home’s deck was intentionally designed to be lower than the main living level of the home to ensure that there are unobstructed views of the ocean from inside the home. Inside the home you’re greeted with breathtaking features and views. The home is filled with plenty of natural light and the light of the afternoon and setting sun is caught through the upper windows on the northwest side of the home. Climb up the ships ladder and you’ll find a bonus space that is perfect for an additional guest space or play room, with access to the catwalk that spans the living area. There are three bedrooms and an office space on the main living level, along with an additional bedroom on the ground floor. The master suite features a room that would be perfect for an office or study, and an ensuite bathroom with a walk-in tile shower and jacuzzi tub. On the ground floor, you’ll find the perfect entertaining area after a long day on the beach. There is an extraordinary bar that is constructed from 200 year old doors from Kuwait and an impressive and unique chandelier from Kuwait as well, a nod to the owner’s travels and experiences over the years. There are two additional finished rooms on the ground floor, an additional bedroom with a full bathroom and walk-in closet and the attached two car garage. There is room for at least five additional vehicles at the front of the home in the graveled parking area, giving plenty of space for guests. The exterior of the home is a combination of fiber cement and grade 1 cedar siding, creative and stylish, yet low maintenance and durable exterior. The home has had numerous items updated in the last couple of years to include 3 HVACS, 2 water heaters, refrigerator and electric range. This home is truly ready to move in and be worry free. The Channelbend neighborhood is environmentally friendly and was thoughtfully designed to protect the natural elements of the island. The neighborhood has the only maritime forest on the island, with the natural trees and shrubs protected during the development to preserve the peaceful canopy of the neighborhood, and to protect the views of the oceanfront lots. The sound front side of the community has been deeded to the homeowner’s association as a common area to protect the natural views and coast line of the sound side of the neighborhood. The homeowner’s association also has deeded oceanfront access and a private boat ramp and day dock. With 22 homes the neighborhood has been built out and will not have further development within it. This home is truly unique, schedule a showing today to experience it for yourself.

Listing Details MLS# 100576884

Contract Info

Sub-Type: Single Family Residence
Construction Type: Stick Built
Delayed Marketing?: No
Marketing Start Date: 2026-05-27
Listing Price: 1750000
List Price/SqFt: 537.47
Stipulation of Sale: Standard

Location Information

Street #: 2604
Pre Direction: S
Street Name: Shore
Street Suffix: Drive
County: Pender
State/Province: NC
Zip Code: 28445
City Limits: Yes
Marketing City: Surf City
Subdivision: Channelbend
Secondary Subdivision: N/A

Remarks and Showing

Directions to Property: Cross the Surf City bridge onto Topsail Island and take 50 South. Continue down 50 South, house will be on the left.
Sign on Property: Yes

Property Exterior Info

New Construction: No
Lot Acres: 0.21
Lot SqFt: 9148
Lot Dimensions: Approx 125x75x125x75
Waterfront: Yes
Waterview: Yes
Location Type: Island

Property Interior Info

SqFt – Heated (Primary): 2680
SqFt – Heated Separate: 576
Total SqFt – Heated (Primary + Separate): 3256
# Rooms: 10
# Baths – Full: 4
# Baths – Total: 4
# Bedrooms: 4
Master Bedroom Level: Primary Living Area
Stories Total: 3
Fireplace Y/N: Yes
# Baths – Half: 0

Legal Taxes

Year Built: 1980

More Information

Status Change Info

Under Contract Date: 2026-09-12

Entry Level Information

Entry Level: Yes

HOA

Association Fee 1/Year: 750
Association Name: Channelbend HOA
Association Phone: 9192184090

Building/Ext Features

ud_i_08: 1

Legal & Taxes

Tax Assessed Value: 1413892
Total Real Estate Property Taxes: 17922
Deed Book: 720
Deed Page: 92
Legal: L18 PB 15/40 CHANNELBEND ON OCEAN AND HWY 50
Broker Owner: No
PID: 4223-69-5195-0000
Tax Identifier: 4223-69-5195-0000
Plat Book: 15
Plat Page: 40
Special Assessments: none known
Tax Year: 2026
Zoning: INCORP/R5
HOA: Yes
Cobra Zone: No
Elementary School: Surf City
Middle School: Surf City
High School: Topsail

Showing Instructions

Showing Service: Yes
Other: Yes

Garage & Parking

Total Parking Spaces: 7
Attached Garage Spaces: 2
Detached Garage Spaces: 0
Total # Garage Spaces: 2
Total Carport Spaces: 0

Parking Features

Garage: Yes
Garage Faces Front: Yes
Gravel: Yes
Off Street: Yes
On Site: Yes

HOA and Neigh Amenities

Beach Access: Yes
Boat Dock: Yes
Ramp: Yes
Waterfront Community: Yes

Basement

None: Yes

Frontage Type

Oceanfront: Yes

View Type

Ocean: Yes
Water: Yes

Construction

Wood Frame: Yes

Architectural Style

Modern: Yes

Lot Water Features

Deeded Beach Access: Yes
Deeded Water Access: Yes
Deeded Waterfront: Yes
Ocean Side: Yes
Water Access Comm: Yes

Exterior Finish

Fiber Cement: Yes
Wood Siding: Yes

Terms

Cash: Yes
Conventional: Yes
VA Loan: Yes

Fencing

None: Yes

Foundation

Pilings: Yes
Slab: Yes

Flooring

Concrete: Yes
Tile: Yes
Wood: Yes

Patio and Porch Features

Deck: Yes
Other: Yes
See Remarks: Yes

Roof

Shingle: Yes

Levels

3 Story or More: Yes

Road Type/Frontage

Maintained: Yes
Paved: Yes
Public (City/Cty/St): Yes

Trash Collection

City Pick-UP: Yes

Cooling

Central Air: Yes

Other Structures

Covered Area: Yes
Gazebo: Yes
See Remarks: Yes

Heated SqFt

2600 – 2799: Yes

Heating

Heat Pump: Yes

Heating System Fuel Source

Electric: Yes

Water Heater

Electric: Yes

Utilities

Sewer Connected: Yes
Water Connected: Yes

Sewer

Municipal Sewer: Yes

Water Source

Municipal Water: Yes

Appliances/Equip

Built-In Microwave: Yes
Dishwasher: Yes
Dryer: Yes
Electric Oven: Yes
Refrigerator: Yes
Washer: Yes

Fireplace Features

Family Room: Yes
See Remarks: Yes

Interior Features

Eat-in Kitchen: Yes
Entrance Foyer: Yes
Vaulted Ceiling(s): Yes
Walk-in Shower: Yes
Walk-In Closet(s): Yes

Laundry Features

Hookup – Dryer: Yes
Hookup – Washer: Yes
Laundry Room: Yes

Dining Room Type

Kitchen: Yes

Rooms

Bedroom 1: Yes
Bedroom 2: Yes
Bonus Room: Yes
Living Room: Yes
Loft: Yes
Master Bedroom: Yes
Office: Yes
Utility Room: Yes

Easements

Other: Yes

Property Features

Showing Instructions: Showing Service; Other Frontage Type: Oceanfront View Type: Ocean; Water Basement: None Construction: Wood Frame Architectural Style: Modern Exterior Finish: Fiber Cement; Wood Siding Fencing: None Foundation: Pilings; Slab Parking Features: Garage; Garage; Garage Faces Front; Gravel; Off Street; On Site Patio and Porch Features: Deck; Other; See Remarks Roof: Shingle Levels: 3 Story or More Trash Collection: City Pick-UP Lot Water Features: Deeded Beach Access; Deeded Water Access; Deeded Waterfront; Ocean Side; Water Access Comm Cooling: Central Air Heating: Heat Pump Heating System Fuel Source: Electric Water Heater: Electric Utilities: Sewer Connected; Water Connected Sewer: Municipal Sewer Water Source: Municipal Water Fireplace Features: Family Room; See Remarks Flooring: Concrete; Tile; Wood Interior Features: Eat-in Kitchen; Entrance Foyer; Vaulted Ceiling(s); Walk-in Shower; Walk-In Closet(s) Laundry Features: Hookup – Dryer; Hookup – Washer; Laundry Room Heated SqFt: 2600 – 2799 Dining Room Type: Kitchen Other Structures: Covered Area; Gazebo; See Remarks HOA and Neigh Amenities: Beach Access; Boat Dock; Ramp; Waterfront Community Rooms: Bedroom 1; Bedroom 2; Bonus Room; Living Room; Loft; Master Bedroom; Office; Utility Room Easements: Other Terms: Cash; Conventional; VA Loan

Room Information

Room Name
Master Bedroom
Bedroom 1
Bedroom 2
Loft
Living Room
Office
Utility Room
Bonus Room
Bonus Room
Bonus Room

IDX

Listing Office: eXp Realty

Last Updated: September – 12 – 2026

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