1125 S Topsail Drive, Surf City, NC 28445 (MLS# 100564791)

Listed by Erica B Anderson, Team Anderson Realty.

1125 S Topsail Drive, Surf City, NC 28445

$849,000

Best of both worlds with views of both the ocean and the sound.

Virtual Tour

https://media.kahunaphoto.com/sites/ezqnapgw/unbranded

Third row elevated coastal living in the heart of Surf City on Topsail Island

Enjoy resort style living in your own backyard.

Just one mile from the mainland bridge for ultimate convenience.

A soft coastal palette inspired by sea glass and driftwood creates a calming, sophisticated ambiance throughout.

Open Floorplan with vaulted ceiling and newly installed low maintenance LVP flooring.

Modernly styled kitchen with Stainless steel appliances, tile backspash and quartz countertops.

Abundant soft closing cabinetry to accommodate all your essentials.

Gather around the center island with seating and storage for quick snacks and conversations.

Fully Furnished home that is move in ready.

Gridless windows for the most breathtaking views and best natural light.

Main level guest bedroom with private balcony with ocean views.

Generously sized with a ceiling fan and double doored closet.

Conveniently located across from the main level guest bedroom.

Separate laundry room with washer and dryer.

Owner's suite with private bath and balcony access

Spacious room to accomodate a variety of furniture options.

Vanity with storage and a separate garden style soaking tub.

Nicely sized ocean breeze room with ceiling fan and access to balcony.

Ample space for versatile furniture styling.

All bedrooms have ocean view balcony access

Perfect size for multiple design options

Conveniently located to both secondary bedrooms.

Dual vanity with storage and tub/shower combo.

Unwind on your balcony with serene ocean views.

Relax in your saltwater pool, the centerpiece of your backyard oasis.

Plenty of seating options soaking up the sun.

Rinse off in your own outdoor shower before entering your pool.

Plenty of storage room for all your beach gear.

Enjoy the charm of Surf City with its boutique shops, local eateries, and relaxed coastal lifestyle, all with no HOA dues.

Perfectly positioned in the center of the island, this stunning retreat offers effortless access to both ends of Topsail

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 1,810 Lot Size (sq. ft.): 6,098 Status: Active

Current Price: $849,000 List Date: 4/03/2026 Last Modified: 9/27/2026

Overview

Description

Fully furnished third row elevated coastal living in the heart of Surf City on Topsail Island, where luxury meets saltwater charm. Perfectly positioned in the center of the island, this stunning retreat offers effortless access to both ends of Topsail, while sitting just one mile from the mainland bridge for ultimate convenience. Wake up to serene sound views and unwind in the evening with glimpses of the Atlantic Ocean. This home truly captures the best of both worlds. Designed for both relaxation and entertaining, the property features a private saltwater in-ground pool, outdoor shower, and fully fenced backyard, creating your own secluded oasis just steps from beach access. Inside, you will find four spacious bedrooms, each with private balcony access, and three full bathrooms, providing comfort and privacy for family and guests alike. The interior showcases newly installed hardwood-style LVP flooring, a beautifully updated kitchen with modern finishes, and an open, airy main living … (Read more)

Supplements: Fully furnished third row elevated coastal living in the heart of Surf City on Topsail Island, where luxury meets saltwater charm. Perfectly positioned in the center of the island, this stunning retreat offers effortless access to both ends of Topsail, while sitting just one mile from the mainland bridge for ultimate convenience. Wake up to serene … (Read more)

Listing Details MLS# 100564791

Contract Info

Sub-Type: Single Family Residence
Construction Type: Stick Built
Delayed Marketing?: No
Marketing Start Date: 2026-04-03
Listing Price: 849000
List Price/SqFt: 469.06
Stipulation of Sale: Standard

Location Information

Street #: 1125
Pre Direction: S
Street Name: Topsail
Street Suffix: Drive
County: Pender
State/Province: NC
Zip Code: 28445
City Limits: Yes
Marketing City: Surf City
Subdivision: Horse Hammock
Secondary Subdivision: N/A

Remarks and Showing

Directions to Property: From NC-210/NC-50/Surf City Bridge, cross bridge, Keep right to continue toward S. Topsail Dr., Merge onto S. Topsail Dr., Home will be on the right. Welcome!
Sign on Property: Yes

Property Exterior Info

New Construction: No
Lot Acres: 0.14
Lot SqFt: 6098
Lot Dimensions: 50 x 125
Waterfront: No
Waterview: Yes
Horses Y/N: No
Location Type: Island

Property Interior Info

SqFt – Heated (Primary): 1810
Total SqFt – Heated (Primary + Separate): 1810
# Rooms: 7
# Baths – Full: 3
# Baths – Total: 3
# Bedrooms: 4
Master Bedroom Level: Primary Living Area
Stories Total: 3
Fireplace Y/N: No
# Baths – Half: 0

Legal Taxes

Year Built: 2003

More Information

Entry Level Information

Entry Level: Yes

Rooms

Bedroom 2 Level: First
Bedroom 3 Level: Second
Bedroom 4 Level: Second
Dining Room Level: First
Family Room Level: First
Kitchen Level: First
Master Bedroom Level: Second
Bedroom 2: Yes
Bedroom 3: Yes
Bedroom 4: Yes
Dining Room: Yes
Family Room: Yes
Kitchen: Yes
Master Bedroom: Yes

Legal & Taxes

Tax Assessed Value: 357751
Total City Real Estate Property Tax: 1896.08
Total Real Estate Property Taxes: 4865.41
Deed Book: 4528
Deed Page: 141
Legal: LT 25 PB 8/56 HORSE HAMMOCK BEACH
Broker Owner: No
PID: 4234-46-2122-0000
Tax Identifier: 4234-46-2122-0000
Plat Book: 08
Plat Page: 56
Lot #: 25
Special Assessments: None Known
Tax Year: 2025
Zoning: INCORP
HOA: No
Cobra Zone: No
Federal Flood Ins Avlbl: Yes
Elementary School: Surf City
Middle School: Surf City
High School: Topsail

Garage & Parking

Total Parking Spaces: 4
Attached Garage Spaces: 0
Detached Garage Spaces: 0
Total # Garage Spaces: 0
Underhouse Spaces: 2
Total Carport Spaces: 0

Parking Features

Additional Parking: Yes
Concrete: Yes
Covered: Yes
On Site: Yes
Underhouse: Yes

HOA and Neigh Amenities

No Amenities: Yes

Attic

None: Yes

Basement

None: Yes

Frontage Type

See Remarks: Yes

Handicap Accessible

None: Yes

View Type

Ocean: Yes
Sound View: Yes
Water: Yes

Property Condition

Updated/Remodeled: Yes

Construction

Wood Frame: Yes

Unit Type

4 Bedroom Or More: Yes

Architectural Style

Other: Yes

Lot Water Features

Sound Side: Yes

Exterior Features

Outdoor Shower: Yes

Exterior Finish

Vinyl Siding: Yes
Shake Siding: Yes

Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA Loan: Yes

Fencing

Back Yard: Yes
Fenced: Yes
Wood: Yes

Foundation

Pilings: Yes

Flooring

Carpet: Yes
LVT/LVP: Yes
Tile: Yes

Patio and Porch Features

Balcony: Yes
Covered: Yes
Deck: Yes
Front Porch: Yes
Patio: Yes
Porch: Yes
Rear Porch: Yes

Pool Features

In Ground: Yes
Private: Yes
See Remarks: Yes

Roof

Architectural Shingle: Yes

Levels

Two: Yes

Lot Features

Landscaped: Yes
Open Lot: Yes

Road Type/Frontage

Maintained: Yes
Paved: Yes
Public (City/Cty/St): Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Heat Pump: Yes

Other Structures

Shower: Yes

Heated SqFt

1800 – 1999: Yes

Heating

Heat Pump: Yes

Heating System Fuel Source

Electric: Yes

Water Heater

Electric: Yes

Utilities

Cable Available: Yes
Sewer Connected: Yes
Water Connected: Yes

Sewer

Public Sewer: Yes

Water Source

Municipal Water: Yes

Appliances/Equip

Built-In Microwave: Yes
Convection Oven: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Electric Range: Yes
Refrigerator: Yes
Self Cleaning Oven: Yes
Washer: Yes

Furnished

Furnished: Yes

Interior Features

Blinds/Shades: Yes
Ceiling Fan(s): Yes
Eat-in Kitchen: Yes
Entrance Foyer: Yes
Furnished: Yes
High Ceilings: Yes
Kitchen Island: Yes
Reversed Floor Plan: Yes
Solid Surface: Yes
Vaulted Ceiling(s): Yes
Walk-In Closet(s): Yes

Laundry Features

Hookup – Dryer: Yes
Hookup – Washer: Yes
Laundry Room: Yes

Dining Room Type

Kitchen: Yes

Property Features

Frontage Type: See Remarks Handicap Accessible: None View Type: Ocean; Sound View; Water Attic: None Basement: None Property Condition: Updated/Remodeled Construction: Wood Frame Unit Type: 4 Bedroom Or More Architectural Style: Other Exterior Features: Outdoor Shower Exterior Finish: Vinyl Siding; Shake Siding Fencing: Back Yard; Fenced; Wood Foundation: Pilings Parking Features: Additional Parking; Concrete; Covered; On Site; Underhouse Patio and Porch Features: Balcony; Covered; Deck; Front Porch; Patio; Porch; Rear Porch Pool Features: In Ground; Private; See Remarks Roof: Architectural Shingle Levels: Two Lot Features: Landscaped; Open Lot Lot Water Features: Sound Side Cooling: Ceiling Fan(s); Central Air; Heat Pump Heating: Heat Pump Heating System Fuel Source: Electric Water Heater: Electric Utilities: Cable Available; Sewer Connected; Water Connected Sewer: Public Sewer Water Source: Municipal Water Flooring: Carpet; LVT/LVP; Tile Furnished: Furnished Interior Features: Blinds/Shades; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Furnished; High Ceilings; Kitchen Island; Reversed Floor Plan; Solid Surface; Vaulted Ceiling(s); Walk-In Closet(s) Laundry Features: Hookup – Dryer; Hookup – Washer; Laundry Room Heated SqFt: 1800 – 1999 Dining Room Type: Kitchen Other Structures: Shower HOA and Neigh Amenities: No Amenities Rooms: Bedroom 2; Bedroom 3; Bedroom 4; Dining Room; Family Room; Kitchen; Master Bedroom Terms: Cash; Conventional; FHA; VA Loan

Room Information

Room Name	Length	Width	Level
Family Room	12.80	22.40	First
Kitchen	12.60	9.90	First
Dining Room	12.60	12.80	First
Bedroom 2	16.00	10.80	First
Master Bedroom	16.00	11.00	Second
Bedroom 3	12.60	9.70	Second
Bedroom 4	12.60	9.70	Second

IDX

Listing Office: Team Anderson Realty

Last Updated: September – 27 – 2026

Copyright 2026 NCRMLS. All rights reserved. North Carolina Regional Multiple Listing Service, (NCRMLS), provides content displayed here (“provided content”) on an “as is” basis and makes no representations or warranties regarding the provided content, including, but not limited to those of non-infringement, timeliness, accuracy, or completeness. Individuals and companies using information presented are responsible for verification and validation of information they utilize and present to their customers and clients. NCRMLS will not be liable for any damage or loss resulting from use of the provided content or the products available through Portals, IDX, VOW, and/or Syndication. Recipients of this information shall not resell, redistribute, reproduce, modify, or otherwise copy any portion thereof without the expressed written consent of NCRMLS.

Search powered by FBS Products

The data relating to real estate on this web site comes in part from the Internet Data Exchange program of Hive MLS, and is updated as of 6:29 PM on October 8, 2026 (EDT). All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor Better Homes and Gardens Real Estate Treasure shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. © 2026 Hive MLS LLC

Listing information is provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

The “updated as of” time above is when the listing data on this page was retrieved from the MLS feed; where a page draws on more than one feed response, it is the earliest retrieval time. The date shown with each listing (“Last Modified” or “Last Updated”) is when that listing itself last changed.

Search Topsail Island and mainland homes