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Listed by The Summers Real Estate Team, Keller Williams Innovate-Wilmington.

1123 S Topsail Drive, Surf City, NC 28445

New Listing
$700,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,302 Lot Size (sq. ft.): 6,186 Status: Active
Current Price: $700,000 List Date: 10/08/2026 Last Modified: 10/08/2026

Overview

Description

Coastal living, vacation getaway, and investment opportunity all in one! This fully furnished 3-bedroom, 2-bath beach home is ideally located just 1 mile from the Surf City Bridge and within walking distance of Public Beach Access 24. The open first-floor layout features a convenient first-floor primary bedroom, durable LVP flooring, and fresh interior paint throughout. Enjoy the coastal lifestyle from both the front and back decks, perfect for relaxing in the ocean breeze. Numerous updates provide added peace of mind, including new support joists, new siding, new windows, new decks, and a new hot water heater, plus a newer roof and HVAC system serviced annually. Minutes from Surf City restaurants, entertainment, and a public park with dock access. Offered fully furnished, this property is ready to enjoy as a primary residence, second home, beach getaway, or potential rental investment. Bring your beach gear and start enjoying the coast!

Listing Details MLS# 100608987

Contract Info

Sub-Type
Single Family Residence
Construction Type
Stick Built
Delayed Marketing?
No
Marketing Start Date
2026-10-08
Listing Price
700000
List Price/SqFt
537.63
Stipulation of Sale
Standard

Location Information

Street #
1123
Pre Direction
S
Street Name
Topsail
Street Suffix
Drive
County
Pender
State/Province
NC
Zip Code
28445
City Limits
Yes
Marketing City
Surf City
Subdivision
Horse Hammock
Secondary Subdivision
N/A

Remarks and Showing

Directions to Property
Hwy 17 N, Right on Hwy 210 E, Right on Hwy 50/210 E, cross draw bridge, right at light @3/4 miles on Left
Sign on Property
Yes

Property Exterior Info

New Construction
No
Lot Acres
0.14
Lot SqFt
6186
Lot Dimensions
50×125
Waterfront
Yes
Waterview
Yes
Location Type
Mainland

Property Interior Info

SqFt – Heated (Primary)
1302
Total SqFt – Heated (Primary + Separate)
1302
# Rooms
6
# Baths – Full
2
# Baths – Total
2
# Bedrooms
3
Master Bedroom Level
Primary Living Area
Stories Total
2
Fireplace Y/N
No
# Baths – Half
0

Legal Taxes

Year Built
1984

More Information

Entry Level Information

Entry Level
Yes

Current Service Providers

Electric Provider
Duke Energy
Sewer Provider
City/Town
Water Provider
City/Town

Rooms

Bedroom 2 Level
Second
Bedroom 3 Level
Second
Dining Room Level
First
Kitchen Level
First
Living Room Level
First
Master Bedroom Level
First
Bedroom 2
Yes
Bedroom 3
Yes
Dining Room
Yes
Kitchen
Yes
Living Room
Yes
Master Bedroom
Yes

Legal & Taxes

Tax Assessed Value
267643
Total Real Estate Property Taxes
3639.95
Deed Book
2132
Deed Page
66
Legal
Lt 24 Pb 8/56 Horse Hammock Beach
Broker Owner
No
PID
4234-46-2166-0000
Tax Identifier
4234-46-2166-0000
Plat Book
8
Plat Page
56
Special Assessments
None
Tax Year
2025
Zoning
INCORP
HOA
No
Elementary School
North Topsail
Middle School
Topsail
High School
Topsail

Garage & Parking

Attached Garage Spaces
0
Detached Garage Spaces
0
Total # Garage Spaces
0
Total Carport Spaces
0

Parking Features

On Site
Yes

Basement

None
Yes

Frontage Type

See Remarks
Yes

View Type

Water
Yes

Construction

Wood Frame
Yes

Lot Water Features

Deeded Waterfront
Yes
Salt Marsh
Yes
Sound Side
Yes

Exterior Finish

Vinyl Siding
Yes

Terms

Cash
Yes
Conventional
Yes
FHA
Yes
VA Loan
Yes

Fencing

None
Yes

Foundation

Pilings
Yes

Flooring

LVT/LVP
Yes

Patio and Porch Features

Deck
Yes

Roof

Shingle
Yes

Levels

Two
Yes

Road Type/Frontage

Paved
Yes

Cooling

Central Air
Yes

Heated SqFt

1200 – 1399
Yes

Heating

Heat Pump
Yes

Heating System Fuel Source

Electric
Yes

Utilities

Sewer Available
Yes
Water Available
Yes

Sewer

Municipal Sewer
Yes

Water Source

Municipal Water
Yes

Interior Features

Blinds/Shades
Yes
Ceiling Fan(s)
Yes

Window Features

Storm Window(s)
Yes
Thermal Windows
Yes

Dining Room Type

Combination
Yes

Property Features

Frontage Type: See Remarks View Type: Water Basement: None Construction: Wood Frame Exterior Finish: Vinyl Siding Fencing: None Foundation: Pilings Parking Features: On Site Patio and Porch Features: Deck Roof: Shingle Levels: Two Lot Water Features: Deeded Waterfront; Salt Marsh; Sound Side Cooling: Central Air Heating: Heat Pump Heating System Fuel Source: Electric Utilities: Sewer Available; Water Available Sewer: Municipal Sewer Water Source: Municipal Water Flooring: LVT/LVP Interior Features: Blinds/Shades; Ceiling Fan(s) Window Features: Storm Window(s); Thermal Windows Heated SqFt: 1200 – 1399 Dining Room Type: Combination Rooms: Bedroom 2; Bedroom 3; Dining Room; Kitchen; Living Room; Master Bedroom Terms: Cash; Conventional; FHA; VA Loan

Room Information

Room Name Length Width Level
Master Bedroom 1115.00 11.00 First
Bedroom 2 116.00 112.00 Second
Bedroom 3 152.00 104.00 Second
Living Room 177.00 156.00 First
Kitchen 156.00 98.00 First
Dining Room 119.00 98.00 First
IDX
Listing Office: Keller Williams Innovate-Wilmington
Last Updated: October – 08 – 2026
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