111 Coastal Cay, Surf City, NC 28445 (MLS# 100603568)

Listed by Becky Filer, Berkshire Hathaway HomeServices Carolina Premier Properties.

111 Coastal Cay, Surf City, NC 28445

$925,000

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,006 Lot Size (sq. ft.): 1,307 Status: Active

Current Price: $925,000 List Date: 9/15/2026 Last Modified: 9/15/2026

Overview

Description

Take a look at this stunning home in the Live Oaks of Topsail! Situated directly on the marsh at the S-curve in Surf City, this home has an unparalleled view over the creek, the marsh and out to the ICW. A hidden gem community with rare turnover, the neighborhood offers a pool and a community dock along with spill over parking. There's a private hot tub on the sound side of the home and beach access is a breeze, too! The first floor consists of three bedrooms and 2 baths, all beautifully decorated. One of two potential primary suites spans the water side of the home and boasts a private bath and private deck. On the second floor, a comfortable open floor plan is dominated by a spacious waterfront living area and a large kitchen. Ample dining space lies between. Added features like a half bath and large pantry are great touches. And the large deck overlooking the sound is the perfect spot to enjoy the sunset or sip on a cup of coffee. Head up to the top floor to see the second … (Read more)

Listing Details MLS# 100603568

Contract Info

Sub-Type: Single Family Residence
Construction Type: Stick Built
Delayed Marketing?: No
Marketing Start Date: 2026-09-14
Listing Price: 925000
List Price/SqFt: 461.12
Stipulation of Sale: Standard

Location Information

Street #: 111
Street Name: Coastal Cay
County: Pender
State/Province: NC
Zip Code: 28445
City Limits: Yes
Marketing City: Surf City
Subdivision: Live Oaks Of Topsail
Secondary Subdivision: N/A

Remarks and Showing

Directions to Property: Cross the bridge onto the island in Surf City and head south. In a little over a mile, turn right onto Coastal Cay. House is on the sound.
Sign on Property: No

Property Exterior Info

New Construction: No
Lot Acres: 0.03
Lot SqFt: 1307
Lot Dimensions: 24×50
Deed Restrictions: Yes
Waterfront: Yes
Waterview: Yes
Location Type: Island

Property Interior Info

SqFt – Heated (Primary): 2006
Total SqFt – Heated (Primary + Separate): 2006
# Rooms: 7
# Baths – Full: 3
# Baths – Half: Yes
# Baths – Total: 4
# Bedrooms: 4
Master Bedroom Level: Non Primary Living Area
Stories Total: 3
Fireplace Y/N: No

Legal Taxes

Year Built: 2012

More Information

Entry Level Information

Entry Level: Yes

Current Service Providers

Electric Provider: Jones-Onslow EMC
Sewer Provider: Surf City
Trash Provider: Surf City
Water Provider: Surf City

HOA

Association Fee 1/Year: 1960
Association Name: LOHOA
Association Phone: 9106125765
HOA 1 Mgmt. Company: Live Oaks of Topsail

Legal & Taxes

Tax Assessed Value: 349162
Total Real Estate Property Taxes: 4863.23
Deed Book: 4770
Deed Page: 2906
Legal: UNIT 21,PB 45/34 LIVE OAK PB 40/21,40/140
Broker Owner: No
PID: 4234-35-4651-0000
Tax Identifier: 4234-35-4651-0000
Plat Book: 45
Plat Page: 34
Lot #: 21
Special Assessments: none known
Tax Year: 2025
Zoning: INCORP
HOA: Yes
Association Mandatory (Y/N): Yes
Cobra Zone: No
Federal Flood Ins Avlbl: Yes
Elementary School: Surf City
Middle School: Surf City
High School: Topsail

Garage & Parking

Attached Garage Spaces: 0
Detached Garage Spaces: 0
Total # Garage Spaces: 0
Underhouse Spaces: 3
Total Carport Spaces: 0

Parking Features

Gravel: Yes
On Site: Yes
Underhouse: Yes
See Remarks: Yes

HOA and Neigh Amenities

Boat Dock: Yes
Clubhouse: Yes
Community Pool: Yes
Fitness Center: Yes
Maint – Comm Areas: Yes
Waterfront Community: Yes

Frontage Type

Marsh Front: Yes

Handicap Accessible

None: Yes

View Type

Creek/Stream: Yes
ICW View: Yes
Marsh View: Yes
Sound View: Yes
Water: Yes

Construction

Wood Frame: Yes

Lot Water Features

Salt Marsh: Yes
Sound Side: Yes
Water Access Comm: Yes

Exterior Features

Outdoor Shower: Yes

Exterior Finish

Vinyl Siding: Yes

Terms

Cash: Yes
Conventional: Yes

Fencing

None: Yes

Foundation

Pilings: Yes

Flooring

Carpet: Yes
LVT/LVP: Yes
Tile: Yes
Wood: Yes

Patio and Porch Features

Covered: Yes
Deck: Yes
Porch: Yes

Pool Features

Hot Tub: Yes
In Ground: Yes
See Remarks: Yes

Roof

Shingle: Yes

Levels

3 Story or More: Yes

Lot Features

Level: Yes

Road Type/Frontage

Paved: Yes

Trash Collection

City Pick-UP: Yes

Cooling

Central Air: Yes

Heated SqFt

2000 – 2199: Yes

Heating

Forced Air: Yes

Heating System Fuel Source

Electric: Yes

Water Heater

Electric: Yes

Utilities

Sewer Connected: Yes
Water Connected: Yes

Sewer

Municipal Sewer: Yes

Water Source

Municipal Water: Yes

Appliances/Equip

Built-In Microwave: Yes
Dishwasher: Yes
Dryer: Yes
Refrigerator: Yes
Washer: Yes

Furnished

Furnished: Yes

Interior Features

Blinds/Shades: Yes
Ceiling Fan(s): Yes
Eat-in Kitchen: Yes
Furnished: Yes
Pantry: Yes
Reversed Floor Plan: Yes

Dining Room Type

Combination: Yes

Rooms

Bedroom 1: Yes
Bedroom 2: Yes
Bedroom 3: Yes
Bedroom 4: Yes
Dining Room: Yes
Kitchen: Yes
Living Room: Yes

Property Features

Frontage Type: Marsh Front Handicap Accessible: None View Type: Creek/Stream; ICW View; Marsh View; Sound View; Water Construction: Wood Frame Exterior Features: Outdoor Shower Exterior Finish: Vinyl Siding Fencing: None Foundation: Pilings Parking Features: Gravel; On Site; Underhouse; See Remarks Patio and Porch Features: Covered; Deck; Porch Pool Features: Hot Tub; In Ground; See Remarks Roof: Shingle Levels: 3 Story or More Trash Collection: City Pick-UP Lot Features: Level Lot Water Features: Salt Marsh; Sound Side; Water Access Comm Cooling: Central Air Heating: Forced Air Heating System Fuel Source: Electric Water Heater: Electric Utilities: Sewer Connected; Water Connected Sewer: Municipal Sewer Water Source: Municipal Water Flooring: Carpet; LVT/LVP; Tile; Wood Furnished: Furnished Interior Features: Blinds/Shades; Ceiling Fan(s); Eat-in Kitchen; Furnished; Pantry; Reversed Floor Plan Heated SqFt: 2000 – 2199 Dining Room Type: Combination HOA and Neigh Amenities: Boat Dock; Clubhouse; Community Pool; Fitness Center; Maint – Comm Areas; Waterfront Community Rooms: Bedroom 1; Bedroom 2; Bedroom 3; Bedroom 4; Dining Room; Kitchen; Living Room Terms: Cash; Conventional

Room Information

Room Name	Length	Width
Bedroom 1
Bedroom 2
Bedroom 3
Bedroom 4
Kitchen
Living Room
Dining Room	11.00	121.00

IDX

Listing Office: Berkshire Hathaway HomeServices Carolina Premier Properties

Last Updated: September – 15 – 2026

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