106 Charlotte Avenue, Surf City, NC 28445 (MLS# 100554934)

Listed by Garrett A Williams, Intracoastal Realty Corporation.

106 Charlotte Avenue, Surf City, NC 28445

$2,099,000

Property Type: Residential Bedrooms: 6 Baths: 6 Square Footage: 3,734 Lot Size (sq. ft.): 4,792 Status: Active

Current Price: $2,099,000 List Date: 2/19/2026 Last Modified: 8/18/2026

Overview

Description

Welcome to some of the best views in Surf City! 106 Charlotte Avenue has so much to love about it. It is less than a minute walk to the beach, it is less than half a mile to the shops and restaurants in Surf City, and it has some absolutely incredible Ocean and Intracoastal views from the massive rooftop deck. This updated home has over 3,700 square feet of indoor living space with 6 bedrooms and 6 bathrooms, plenty of room for friends and family to enjoy the beach life. With recent AirDNA rental projections of $230,000, this property also makes a fantastic second home or investment. The in-ground pool and hot tub in the backyard make it feel like you are on vacation. The outdoor shower lets you keep all the sand and salt outside where it should be. The sunsets and sunrises from the rooftop deck are second to none, there is a lot to love about 106 Charlotte Avenue!

Listing Details MLS# 100554934

Contract Info

Sub-Type: Single Family Residence
Construction Type: Stick Built
Marketing Start Date: 2026-02-16
Listing Price: 2099000
List Price/SqFt: 562.13
Stipulation of Sale: Standard

Location Information

Street #: 106
Street Name: Charlotte
Street Suffix: Avenue
County: Pender
State/Province: NC
Zip Code: 28445
City Limits: Yes
Marketing City: Surf City
Subdivision: Topsail Cove
Secondary Subdivision: N/A

Remarks and Showing

Directions to Property: Take bridge over to Surf city, right at the traffic circle to S. Topsail drive, left on Charlotte Ave, house is on the left.
Sign on Property: Yes

Property Exterior Info

New Construction: No
Lot Acres: 0.11
Lot SqFt: 4792
Lot Dimensions: 50'by80'by50'by87'
Waterfront: No
Waterview: Yes
Location Type: Island

Property Interior Info

SqFt – Heated (Primary): 3734
Total SqFt – Heated (Primary + Separate): 3734
# Rooms: 10
# Baths – Full: 4
# Baths – Half: 2
# Baths – Total: 6
# Bedrooms: 6
Master Bedroom Level: Non Primary Living Area
Stories Total: 4
Fireplace Y/N: Yes

Legal Taxes

Year Built: 2020

More Information

Fuel Tank

Above or Below Ground: Above Ground
Fuel Type: Propane
In Use: Yes
Owned or Leased: Leased
Lessor Name and Contact: sneads ferry
Fuel Tank: Yes

Entry Level Information

Entry Level: Yes

Current Service Providers

Fuel Vendor Provider: Snead Ferry Propane

Rooms

Bedroom 2 Level: Third
Bedroom 3 Level: Second
Bedroom 4 Level: Second
Bedroom 5 Level: Second
Bedroom 6 Level: Fourth
Dining Room Level: Fourth
Kitchen Level: Fourth
Living Room Level: Fourth
Master Bedroom Level: Third
Other Level: Second
Bedroom 2: Yes
Bedroom 3: Yes
Bedroom 4: Yes
Bedroom 5: Yes
Bedroom 6: Yes
Dining Room: Yes
Kitchen: Yes
Living Room: Yes
Master Bedroom: Yes
Other: Yes

Building/Ext Features

ud_i_08: 1

Legal & Taxes

Tax Assessed Value: 432163
Total Real Estate Property Taxes: 5358.82
Deed Book: 4741
Deed Page: 1037
Legal: L 16 Pb 3/45 S/D #1 Surf City Blk 5
Broker Owner: No
PID: 4234-78-0044-0000
Tax Identifier: 4234-78-0044-0000
Plat Book: 3
Plat Page: 45
Lot #: 5/16
Special Assessments: no
Tax Year: 2023
Zoning: INCORP
HOA: No
Cobra Zone: No
Elementary School: Topsail
Middle School: Topsail
High School: Topsail

Garage & Parking

Total Parking Spaces: 6
Attached Garage Spaces: 0
Detached Garage Spaces: 0
Total # Garage Spaces: 0
Underhouse Spaces: 2
Total Carport Spaces: 0

Parking Features

On Site: Yes
Underhouse: Yes

Frontage Type

See Remarks: Yes

View Type

ICW View: Yes
Ocean: Yes
Sound View: Yes
Water: Yes

Construction

Wood Frame: Yes

Lot Water Features

Third Row: Yes

Exterior Features

Outdoor Shower: Yes

Exterior Finish

Vinyl Siding: Yes

Terms

Cash: Yes
Conventional: Yes

Fencing

Back Yard: Yes
Fenced: Yes
Wood: Yes

Foundation

Pilings: Yes

Flooring

LVT/LVP: Yes

Patio and Porch Features

Balcony: Yes
Deck: Yes

Pool Features

Hot Tub: Yes
In Ground: Yes
Private: Yes

Roof

Flat: Yes

Levels

3 Story or More: Yes

Road Type/Frontage

Paved: Yes
Public (City/Cty/St): Yes

Cooling

Central Air: Yes

Heated SqFt

3500 – 3999: Yes

Heating

Forced Air: Yes
Heat Pump: Yes

Heating System Fuel Source

Electric: Yes

Utilities

Sewer Connected: Yes
Water Connected: Yes

Sewer

Municipal Sewer: Yes

Water Source

Municipal Water: Yes

Appliances/Equip

Built-In Microwave: Yes
Cooktop: Yes
Dishwasher: Yes
Electric Cooktop: Yes
Electric Oven: Yes
Mini Refrigerator: Yes
Refrigerator: Yes
Washer: Yes

Fireplace Features

Electric: Yes

Furnished

Furnished: Yes

Interior Features

Blinds/Shades: Yes
Ceiling Fan(s): Yes
Elevator: Yes
Furnished: Yes
Hot Tub: Yes
Kitchen Island: Yes
Reversed Floor Plan: Yes
Sound System: Yes
Walk-in Shower: Yes
Walk-In Closet(s): Yes

Laundry Features

In Hall: Yes
Laundry Closet: Yes

Dining Room Type

Combination: Yes

Property Features

Frontage Type: See Remarks View Type: ICW View; Ocean; Sound View; Water Construction: Wood Frame Exterior Features: Outdoor Shower Exterior Finish: Vinyl Siding Fencing: Back Yard; Fenced; Wood Foundation: Pilings Fuel Tank: Fuel Tank Parking Features: On Site; Underhouse Patio and Porch Features: Balcony; Deck Pool Features: Hot Tub; In Ground; Private Roof: Flat Levels: 3 Story or More Lot Water Features: Third Row Cooling: Central Air Heating: Forced Air; Heat Pump Heating System Fuel Source: Electric Utilities: Sewer Connected; Water Connected Sewer: Municipal Sewer Water Source: Municipal Water Fireplace Features: Electric Flooring: LVT/LVP Furnished: Furnished Interior Features: Blinds/Shades; Ceiling Fan(s); Elevator; Furnished; Hot Tub; Kitchen Island; Reversed Floor Plan; Sound System; Walk-in Shower; Walk-In Closet(s) Laundry Features: In Hall; Laundry Closet Heated SqFt: 3500 – 3999 Dining Room Type: Combination Rooms: Bedroom 2; Bedroom 3; Bedroom 4; Bedroom 5; Bedroom 6; Dining Room; Kitchen; Living Room; Master Bedroom; Other Terms: Cash; Conventional

Room Information

Room Name	Length	Width	Level	Remarks
Master Bedroom	24.00	12.00	Third
Bedroom 2	15.00	13.00	Third
Bedroom 3	16.00	13.00	Second
Bedroom 4	12.00	10.00	Second
Bedroom 5	12.00	11.00	Second
Other	13.00	6.00	Second	Sitting Room
Living Room	24.00	13.00	Fourth
Dining Room	13.00	10.00	Fourth
Kitchen	14.00	13.00	Fourth
Bedroom 6	14.00	10.00	Fourth

IDX

Listing Office: Intracoastal Realty Corporation

Last Updated: August – 18 – 2026

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