105 N Oak Drive, Surf City, NC 28445 (MLS# 100610622)

Listed by Stephanie Bolleyer, Coastal Realty Associates LLC.

105 N Oak Drive, Surf City, NC 28445

New Listing

$763,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,627 Lot Size (sq. ft.): 6,926 Status: Active

Current Price: $763,000 List Date: 10/16/2026 Last Modified: 10/17/2026

Overview

Description

Tucked away in the quiet community of Island Oaks, one of Topsail Island's nicest neighborhoods, 105 N Oak Dr offers the coastal lifestyle you've been dreaming of. Built in 1994 and well cared for, this 3-bedroom, 3-full-bath home is ready for its next chapter, whether as your full-time residence, a weekend escape, or an investment property. Head upstairs to the reverse floor plan, designed to make the most of island living. The open kitchen, dining, and living area is bright and inviting, ideal for gathering after a day on the water. Peekaboo views of the sound add a touch of coastal magic to your morning coffee and evening sunsets. The ground floor offers incredible flexibility with a separate office and kitchenette, about 200 square feet of additional finished space. Use it as a guest suite, home office, hobby room, or rental-friendly retreat. The possibilities are endless! Rinse off the sand at the outdoor shower, then store your boards, bikes, and boat gear in the spacious t … (Read more)

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Listing Details MLS# 100610622

Contract Info

Sub-Type: Single Family Residence
Construction Type: Stick Built
Delayed Marketing?: No
Marketing Start Date: 2026-10-15
Listing Price: 763000
List Price/SqFt: 468.96
Stipulation of Sale: Individual

Location Information

Street #: 105
Pre Direction: N
Street Name: Oak
Street Suffix: Drive
County: Pender
State/Province: NC
Zip Code: 28445
City Limits: Yes
Marketing City: Surf City
Subdivision: Island Oaks
Secondary Subdivision: N/A

Remarks and Showing

Directions to Property: After crossing the Surf City Bridge, turn right onto S Topsail Drive. Go 2.1 miles and turn right onto Sound Drive. Turn right onto N Oak Dr. Home will be on the left.
Sign on Property: Yes

Property Exterior Info

New Construction: No
Property Attached YN: No
Accessory Dwelling Unit YN: No
Lot Acres: 0.16
Lot SqFt: 6926
Lot Dimensions: 67x104x65x105
Waterfront: No
Waterview: No
Location Type: Island

Property Interior Info

SqFt – Heated (Primary): 1627
Total SqFt – Heated (Primary + Separate): 1627
# Rooms: 7
# Baths – Full: 3
# Baths – Total: 3
# Bedrooms: 3
Master Bedroom Level: Non Primary Living Area
Stories Total: 3
Fireplace Y/N: No
# Baths – Half: 0

Legal Taxes

Year Built: 1994

More Information

Entry Level Information

Entry Level: Yes

HOA

Association Fee 1/Year: 375
Association Name: Island Oaks
Association Phone: 910-328-13

Legal & Taxes

Deed Book: 4799
Deed Page: 2914
Legal: Lt 20 Pb 23/35 Island Oaks
Broker Owner: No
PID: 4224-92-7449-0000
Tax Identifier: 4224-92-7449-0000
Plat Book: 23
Plat Page: 35
Lot #: 20
Special Assessments: Assessment was paid by Seller
Zoning: R5
HOA: Yes
Association Mandatory (Y/N): Yes
Cobra Zone: No
Federal Flood Ins Avlbl: Yes
Elementary School: Surf City
Middle School: Surf City
High School: Topsail
High School 2: Topsail

Garage & Parking

Total Parking Spaces: 5
Attached Garage Spaces: 1
Detached Garage Spaces: 0
Total # Garage Spaces: 1
Underhouse Spaces: 2
Total Carport Spaces: 0

Parking Features

Concrete: Yes
Covered: Yes
Garage: Yes

HOA and Neigh Amenities

Ramp: Yes

Basement

None: Yes

Frontage Type

See Remarks: Yes

View Type

None: Yes

Property Condition

Completed: Yes

Construction

Wood Frame: Yes

Lot Water Features

Boat Ramp: Yes
Deeded Water Access: Yes
Water Access Comm: Yes
Water Depth 4+: Yes

Exterior Features

Outdoor Shower: Yes

Exterior Finish

Wood Siding: Yes

Terms

Cash: Yes
Conventional: Yes
FHA: Yes
Flood Insurance Required: Yes
USDA Loan: Yes
VA Loan: Yes

Fencing

Back Yard: Yes

Foundation

Pilings: Yes

Patio and Porch Features

Balcony: Yes
Deck: Yes
Open: Yes

Roof

Shingle: Yes

Levels

Two: Yes

Road Type/Frontage

Gravel: Yes
Maintained: Yes
Paved: Yes
Private Road: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heated SqFt

1600 – 1799: Yes

Heating

Heat Pump: Yes

Heating System Fuel Source

Electric: Yes

Utilities

Sewer Available: Yes
Water Available: Yes

Sewer

Municipal Sewer: Yes

Water Source

Municipal Water: Yes

Furnished

Furnished: Yes
Partially: Yes

Interior Features

Blinds/Shades: Yes
Ceiling Fan(s): Yes
Entrance Foyer: Yes
Furnished: Yes

Laundry Features

Laundry Room: Yes

Dining Room Type

Combination: Yes

Rooms

Bedroom 1: Yes
Bedroom 2: Yes
Kitchen: Yes
Laundry: Yes
Living Room: Yes
Master Bedroom: Yes
Office: Yes

Property Features

Frontage Type: See Remarks View Type: None Basement: None Property Condition: Completed Construction: Wood Frame Exterior Features: Outdoor Shower Exterior Finish: Wood Siding Fencing: Back Yard Foundation: Pilings Parking Features: Concrete; Covered; Garage; Garage Patio and Porch Features: Balcony; Deck; Open Roof: Shingle Levels: Two Lot Water Features: Boat Ramp; Deeded Water Access; Water Access Comm; Water Depth 4+ Cooling: Ceiling Fan(s); Central Air Heating: Heat Pump Heating System Fuel Source: Electric Utilities: Sewer Available; Water Available Sewer: Municipal Sewer Water Source: Municipal Water Furnished: Furnished; Partially Interior Features: Blinds/Shades; Ceiling Fan(s); Entrance Foyer; Furnished Laundry Features: Laundry Room Heated SqFt: 1600 – 1799 Dining Room Type: Combination HOA and Neigh Amenities: Ramp Rooms: Bedroom 1; Bedroom 2; Kitchen; Laundry; Living Room; Master Bedroom; Office Terms: Cash; Conventional; FHA; Flood Insurance Required; USDA Loan; VA Loan

Room Information

Room Name	Level
Master Bedroom	Second
Bedroom 1	Second
Bedroom 2	First
Kitchen	Second
Living Room	Second
Office	First
Laundry	Second

IDX

Listing Office: Coastal Realty Associates LLC

Last Updated: October – 17 – 2026

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