105 High Point Avenue A & B, Surf City, NC 28445 (MLS# 100576050)

Listed by Katie Kosma, Coldwell Banker Sea Coast Advantage.

105 High Point Avenue A & B, Surf City, NC 28445

$849,000

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,049 Lot Size (sq. ft.): 5,053 Status: Pending with Showings

Current Price: $849,000 List Date: 6/28/2026 Last Modified: 9/23/2026

Overview

Description

Perfectly positioned in the heart of Surf City's most coveted downtown stretch, known as the ''S-Curve'' and often considered Surf City's own ''Million Dollar Mile'', this extraordinary property offers a rare opportunity to own TWO beautifully appointed coastal cottages on one premier homesite, just 80 steps from beach access. Here, the lifestyle is unmatched. Park the car and leave it behind…you can truly walk everywhere! From local restaurants, shopping, coffee shops, nightlife, and entertainment to the pristine sandy beaches of Surf City, everything you need is just moments away. This is coastal living at its absolute finest! Thoughtfully designed with luxury, comfort, and durability in mind, both cottages showcase exceptional craftsmanship and upscale finishes throughout. The exterior features include durable Hardie Board siding, Trex decking, custom landscaping with cement pavers and mature palm trees, vented storm doors, recessed soffit lighting, gutters, digital locks, vapor … (Read more) Perfectly positioned in the heart of Surf City’s most coveted downtown stretch, known as the ”S-Curve” and often considered Surf City’s own ”Million Dollar Mile”, this extraordinary property offers a rare opportunity to own TWO beautifully appointed coastal cottages on one premier homesite, just 80 steps from beach access. Here, the lifestyle is unmatched. Park the car and leave it behind…you can truly walk everywhere! From local restaurants, shopping, coffee shops, nightlife, and entertainment to the pristine sandy beaches of Surf City, everything you need is just moments away. This is coastal living at its absolute finest! Thoughtfully designed with luxury, comfort, and durability in mind, both cottages showcase exceptional craftsmanship and upscale finishes throughout. The exterior features include durable Hardie Board siding, Trex decking, custom landscaping with cement pavers and mature palm trees, vented storm doors, recessed soffit lighting, gutters, digital locks, vapor barrier protection, and a 50-amp service ready for your future EV charger installation. Each cottage also enjoys its own private outdoor shower and water softener system, perfect for effortless beach living. The main cottage exudes elevated coastal elegance with custom wainscoting, shiplap accents, recessed lighting, top-down bottom-up custom blinds, COREtec Lanier Hickory luxury vinyl plank flooring, and moisture-resistant Gold Bond drywall. Comfort is maximized with a 3-zone Mitsubishi mini-split HVAC system and a Stiebel Eltron tankless water heater. The kitchen was designed to impress, featuring quartz countertops, a tile backsplash, soft-close cabinetry, an ultra-deep single basin sink, stainless steel appliances, a premium Hauslane range hood, and a stunning butler’s pantry complete with custom built-ins. Additional upgrades continue throughout the home, including custom closet shelving, updated bathrooms with tile flooring, ceiling-height tiled showers, pocket doors, and beautifully curated finishes at every turn. A ”Clearly Filtered” 3-stage water filtration system further enhances the home’s luxury appeal. The charming second cottage, affectionately known as the ”Itty Bitty”, offers its own stylish and private retreat with shiplap walls, recessed lighting, luxury vinyl plank flooring, new windows, added closet space, Mitsubishi mini-split HVAC, Rinnai tankless water heater, quartz countertops, stainless steel range hood, and a beautiful exterior blend of shake accents and Hardie Board siding. Whether you’re seeking a luxury coastal residence, multigenerational retreat, income-producing opportunity, owner-occupied investment, or the ultimate beach getaway, this one-of-a-kind Surf City property delivers an unparalleled combination of location, craftsmanship, and lifestyle that is rarely available.

Listing Details MLS# 100576050

Contract Info

Sub-Type: Single Family Residence
Construction Type: Stick Built
Delayed Marketing?: No
Marketing Start Date: 2026-05-22
Listing Price: 849000
List Price/SqFt: 809.34
Stipulation of Sale: Standard

Location Information

Street #: 105
Street Name: High Point
Street Suffix: Avenue
Unit #: A & B
County: Pender
State/Province: NC
Zip Code: 28445
City Limits: Yes
Marketing City: Surf City
Subdivision: Topsail Cove
Secondary Subdivision: N/A

Remarks and Showing

Directions to Property: Take 50-S to Raleigh Ave. Left on Raleigh Ave. Take a left on S Shore Drive. Left onto High Point Ave. Home is in the Left.
Sign on Property: Yes

Property Exterior Info

New Construction: No
Lot Acres: 0.12
Lot SqFt: 5053
Lot Dimensions: 49x101x51x101
Waterfront: No
Location Type: Island

Property Interior Info

SqFt – Heated (Primary): 1049
Total SqFt – Heated (Primary + Separate): 1049
# Rooms: 5
# Baths – Full: 2
# Baths – Total: 2
# Bedrooms: 2
Master Bedroom Level: Primary Living Area
Stories Total: Yes
Fireplace Y/N: No
# Baths – Half: 0

Legal Taxes

Year Built: 1956

More Information

Status Change Info

Under Contract Date: 2026-09-22

Fuel Tank

Above or Below Ground: Above Ground
Fuel Type: Propane
In Use: Yes
Owned or Leased: Leased
Lessor Name and Contact: Holtzman Gas
Fuel Tank: Yes

Entry Level Information

Entry Level: Yes

Current Service Providers

Electric Provider: Jones-Onslow EMC
Fuel Vendor Provider: Holtzman Gas

Separate Living Spcs

Guest House Desc: Studio

Rooms

Bedroom 2 Level: First
Dining Room Level: First
Kitchen Level: First
Living Room Level: First
Master Bedroom Level: First
Studio Level: First
Bedroom 2: Yes
Dining Room: Yes
Kitchen: Yes
Living Room: Yes
Master Bedroom: Yes
Studio: Yes

Legal & Taxes

Tax Assessed Value: 215401
Total Real Estate Property Taxes: 2670.97
Deed Book: 4815
Deed Page: 2679
Legal: L3,Pb 3/45 Surf City S/D # 1 Blk 11
Broker Owner: No
PID: 42347886770000
Tax Identifier: 4234-78-8677-0000
Plat Book: 3
Plat Page: 45
Special Assessments: None known; none received.
Tax Year: 2024
Zoning: INCORP
HOA: No
Elementary School: Surf City
Middle School: Surf City
High School: Topsail

Garage & Parking

Attached Garage Spaces: 0
Detached Garage Spaces: 0
Total # Garage Spaces: 0
Total Carport Spaces: 0

Parking Features

Gravel: Yes
On Site: Yes

Frontage Type

See Remarks: Yes

View Type

None: Yes

Construction

Wood Frame: Yes

Lot Water Features

Ocean Side: Yes

Exterior Features

Outdoor Shower: Yes
Storm Doors: Yes

Exterior Finish

See Remarks: Yes

Terms

Cash: Yes
Conventional: Yes
VA Loan: Yes

Fencing

None: Yes

Foundation

Pilings: Yes

Flooring

LVT/LVP: Yes
Tile: Yes

Patio and Porch Features

Covered: Yes
Front Porch: Yes
Patio: Yes
See Remarks: Yes

Green Bldg Features

Tankless Water Heater: Yes

Roof

Flat: Yes

Levels

One: Yes

Road Type/Frontage

Paved: Yes
Public (City/Cty/St): Yes

Trash Collection

City Pick-UP: Yes

Cooling

Other: Yes

Other Structures

Guest House: Yes
Shower: Yes

Heated SqFt

1000 – 1199: Yes

Heating

Other: Yes

Heating System Fuel Source

Electric: Yes

Water Heater

Tankless: Yes

Utilities

Water Connected: Yes

Sewer

Municipal Sewer: Yes

Water Source

Municipal Water: Yes

Appliances/Equip

Dishwasher: Yes
Electric Oven: Yes
Vented Exhaust Fan: Yes
Water Purifier: Yes
Water Softener: Yes

Interior Features

Blinds/Shades: Yes
Built-in Features: Yes
Walk-in Shower: Yes
See Remarks: Yes

Dining Room Type

Combination: Yes

Property Features

Frontage Type: See Remarks View Type: None Construction: Wood Frame Exterior Features: Outdoor Shower; Storm Doors Exterior Finish: See Remarks Fencing: None Foundation: Pilings Fuel Tank: Fuel Tank Green Bldg Features: Tankless Water Heater Parking Features: Gravel; On Site Patio and Porch Features: Covered; Front Porch; Patio; See Remarks Roof: Flat Levels: One Trash Collection: City Pick-UP Lot Water Features: Ocean Side Cooling: Other Heating: Other Heating System Fuel Source: Electric Water Heater: Tankless Utilities: Water Connected Sewer: Municipal Sewer Water Source: Municipal Water Flooring: LVT/LVP; Tile Interior Features: Blinds/Shades; Built-in Features; Walk-in Shower; See Remarks Heated SqFt: 1000 – 1199 Dining Room Type: Combination Other Structures: Guest House; Shower Rooms: Bedroom 2; Dining Room; Kitchen; Living Room; Master Bedroom; Studio Terms: Cash; Conventional; VA Loan

Room Information

Room Name	Length	Width	Level	Remarks
Living Room	11.40	12.50	First	Cottage 1
Dining Room	7.11	9.90	First	Cottage 1
Master Bedroom	13.50	12.20	First	Cottage 1
Bedroom 2	9.80	8.90	First	Cottage 1
Studio	16.50	11.20	First	Cottage 2 living area
Kitchen	10.20	6.60	First	Cottage 2

IDX

Listing Office: Coldwell Banker Sea Coast Advantage

Last Updated: September – 23 – 2026

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