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Listed by Glynda Bradshaw, Ward Realty Corp.

1041 1st Street, Surf City, NC 28445

$959,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,515 Lot Size (sq. ft.): 6,534 Status: Active
Current Price: $959,000 List Date: 6/20/2026 Last Modified: 9/02/2026

Overview

Description

–Beautifully Updated– canal-front home — deep water access–stunning water views, –private boat dock. Whether you enjoy cruising the Intracoastal Waterway, fishing, or simply relaxing by the water, this property is designed for making lasting memories. –The spacious open floor plan creates the perfect gathering place for family and friends, with the living area flowing onto a covered waterfront deck– unwind and watch the boats pass by– The well-appointed kitchen features– granite countertops and plenty of space for entertaining.–The main living area offers 3 bedrooms& 2 baths, while the ground-level apartment has 1 bedroom &flex space being used as a bedroom, full kitchen and bath.( 773 extra sq ft, not included in primary sq footage) Use it to maximize rental income, accommodate guests, or keep the lower level for your own private retreat while renting the upper level.–Outside, enjoy a beautifully landscaped backyard, a bulkheaded waterfront, and both covered and uncovered …

Listing Details MLS# 100583279

Contract Info

Sub-Type
Single Family Residence
Construction Type
Stick Built
Delayed Marketing?
No
Marketing Start Date
2026-06-19
Listing Price
959000
List Price/SqFt
419.14
Stipulation of Sale
Standard

Location Information

Street #
1041
Street Name
1st
Street Suffix
Street
County
Onslow
State/Province
NC
Zip Code
28445
City Limits
Yes
Marketing City
Surf City
Subdivision
Old Settlers Beach
Secondary Subdivision
N/A

Remarks and Showing

Directions to Property
Cross Surf City Bridge and take the 3rd exit off of the round about on to New River dr. go approximately 2.3 miles and turn left ont 1st st . Property will be on the left
Sign on Property
Yes

Property Exterior Info

New Construction
No
Lot Acres
0.15
Lot SqFt
6534
Lot Dimensions
55 x 120
Waterfront
Yes
Location Type
Island

Property Interior Info

SqFt – Heated (Primary)
1515
SqFt – Heated Separate
773
Total SqFt – Heated (Primary + Separate)
2288
# Rooms
5
# Baths – Full
2
# Baths – Total
2
# Bedrooms
3
Master Bedroom Level
Primary Living Area
Stories Total
2
Fireplace Y/N
No
# Baths – Half
0

Legal Taxes

Year Built
1993

More Information

Entry Level Information

Entry Level
2

Legal & Taxes

Tax Assessed Value
597439
Total Real Estate Property Taxes
7079.66
Deed Book
2284
Deed Page
291
Legal
L14 S3 B46 Old Settlers Beach
Broker Owner
No
PID
424511660405
Tax Identifier
801-212
Plat Book
11
Plat Page
31
Special Assessments
no
Tax Year
2025
Zoning
MHS
HOA
No
Cobra Zone
No
Federal Flood Ins Avlbl
Yes
School District
Onslow
Elementary School
Coastal Elementary
Middle School
Dixon
High School
Dixon

Garage & Parking

Attached Garage Spaces
0
Detached Garage Spaces
0
Total # Garage Spaces
0
Total Carport Spaces
0

Parking Features

Gravel
Yes

Frontage Type

Canal Front
Yes

View Type

Canal
Yes

Construction

Wood Frame
Yes

Lot Water Features

Boat Dock
Yes
Bulkhead
Yes
Water Depth 4+
Yes

Exterior Finish

Vinyl Siding
Yes

Terms

Cash
Yes
VA Loan
Yes

Fencing

None
Yes

Foundation

Pilings
Yes

Patio and Porch Features

Covered
Yes

Roof

Metal
Yes

Levels

Two
Yes

Road Type/Frontage

Paved
Yes
Public (City/Cty/St)
Yes

Cooling

Heat Pump
Yes

Heated SqFt

1400 – 1599
Yes

Heating

Heat Pump
Yes

Heating System Fuel Source

Electric
Yes

Utilities

Sewer Connected
Yes
Water Connected
Yes

Appliances/Equip

Built-In Microwave
Yes
Electric Range
Yes
Refrigerator
Yes

Interior Features

Ceiling Fan(s)
Yes
Furnished
Yes

Dining Room Type

Combination
Yes

Rooms

Bedroom 1
Yes
Bedroom 2
Yes
Bedroom 3
Yes
Dining Room
Yes
Kitchen
Yes
Living Room
Yes

Property Features

Frontage Type: Canal Front View Type: Canal Construction: Wood Frame Exterior Finish: Vinyl Siding Fencing: None Foundation: Pilings Parking Features: Gravel Patio and Porch Features: Covered Roof: Metal Levels: Two Lot Water Features: Boat Dock; Bulkhead; Water Depth 4+ Cooling: Heat Pump Heating: Heat Pump Heating System Fuel Source: Electric Utilities: Sewer Connected; Water Connected Interior Features: Ceiling Fan(s); Furnished Heated SqFt: 1400 – 1599 Dining Room Type: Combination Rooms: Bedroom 1; Bedroom 2; Bedroom 3; Dining Room; Kitchen; Living Room Terms: Cash; VA Loan

Room Information

Room Name Length Width
Living Room 18.00 19.50
Dining Room 1210.50
Kitchen 12.00 9.00
Bedroom 1 13.50 15.70
Bedroom 2 13.00 12.80
Bedroom 3 13.00 11.90
IDX
Listing Office: Ward Realty Corp
Last Updated: September – 02 – 2026
Copyright 2026 NCRMLS. All rights reserved. North Carolina Regional Multiple Listing Service, (NCRMLS), provides content displayed here (“provided content”) on an “as is” basis and makes no representations or warranties regarding the provided content, including, but not limited to those of non-infringement, timeliness, accuracy, or completeness. Individuals and companies using information presented are responsible for verification and validation of information they utilize and present to their customers and clients. NCRMLS will not be liable for any damage or loss resulting from use of the provided content or the products available through Portals, IDX, VOW, and/or Syndication. Recipients of this information shall not resell, redistribute, reproduce, modify, or otherwise copy any portion thereof without the expressed written consent of NCRMLS.
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